Don't miss this property- located in Zone X - this is a RARE FIND! Situated on an expansive 4.35-acre lot, along the scenic St. Johns River, that can be subdivided into 3 different lots, each with their own river frontage. Discover the potential of this 3-bedroom, 2-bathroom riverfront home. Where else can you find waterfront property does not require flood insurance? Priced with renovation in mind, you'll appreciate the care this home has received over the years. The kitchen is spacious and connected to the living area. A charming brick fireplace and cathedral ceilings await a makeover that blends classic charm with contemporary comfort. The generous sunroom presents an opportunity to create a serene oasis looking over the pool and grounds. Outside, the property's potential is evident.